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Minneapolis Area Roofing and Siding Company

If you need an honest and reliable Minneapolis roofer and siding installer, look no further! Capital Construction is an experienced roofing and siding company, so you can count on us to improve your home’s efficiency, curb appeal, and durability.

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About Capital Construction

Since 2011, residents of the Greater Minneapolis area have been relying on the professionals of Capital Construction. Throughout our time in the remodeling industry, we have had the opportunity to gain both residential and commercial experience. That means you can count on our experts to handle all of your exterior remodeling projects—big or small!

Not only do we offer a wide range of professional services, but we also make sure to pair them with high-performance products. You deserve the very best with roofing, siding, and gutters, and our contractors are committed to leaving you with exactly that.

First Time Roof Replacement?

If I File a Claim, Will My Rates Go Up?

The short answer is no. A claim regarding a storm is deemed an 'act-of-nature' claim. You can't specifically have your rates raised by your insurance carrier as you couldn't do anything to prevent it event from occurring.

Something to keep in mind is that if enough claims come out of a certain zip code, everyone's rates may go up short-term.  

The process is pretty simple, have your property evaluated, and see if you did have damages and if you do, it is in your best interest to file a claim. That is why you have insurance on your property. 

How Long Does a Roof Replacement Take?

The average roof replacement is going to take about a day. It starts with our production manager as they determine which crew to send to your job depending on how big your roof is, how steep it is, and how complex it is.

The crew will show up at 7 o'clock. They'll go around the property putting out tarps, and protecting all the landscaping. The first 2-3 hours is the crew completely removing the old roofing system. The next 1 hour to 2 hours is spent weatherproofing the new roof by installing the underlayments, the ice and water shield, the felt paper, the drip edge, the starter shingles, and the valley metals.

After a lunch break, the crew spends the remaining hours of the day installing the new roof. The new shingles, ventilation parts, the pipe boots, the flute caps, all that stuff. At the end of the day the crew cleans up, and trailers are removed from the premise.

How do I prepare for roofing day?

First, you will want to make sure your vehicle is out of the garage and the driveway. Your roofing team will be delivering materials as well as a big dump trailer or a dumpster that morning.

The second thing you will want to prepare for is removing items away from your house. Your house patio furniture, grills, potted plants, and anything valuable to you around the home should be moved to a covered area. If you have items that are too heavy for you to move then make sure to let the foreman or your project manager know so they can help move them before the roof starts. Also, let us know if there are any delicate plants or shrubs around your property and we'll make sure to cover them before we start the roofing project.

Lastly, you will want to let us know if there are any items on your walls that are expensive or fragile family heirlooms. We don't want those to accidentally fall down when we complete your new roofing project.

Remember you can always ask your project manager questions about anything inside or outside your home before the roof starts.

How To File an Insurance Claim for my roofing project?

There are three ways to file a claim with an insurance company.

  1. Call your local agent: Let them know that you had storm damage on your roof and that you would like to get a claim started. 
  2. File a claim online: Go to your insurance company's website and look for the 'File a Claim' button. It will guide you through the steps on what to do. 
  3. File a claim through your insurance carriers app: Most bigger insurance carriers have an app that has a portal for you to file a claim through. 

When it comes to filing the claim itself be prepared to answer a few questions from your insurance provider such as:

  • Was your roof inspected by a contractor?
  • What day did the storm occur?

Is It Ok to Meet With an Adjuster Without a Contractor?

Yes! There are many reasons you will want a contractor with you when an adjuster comes to assess the damages to the exterior of your home.

A lot of times when major storms come through local adjusters cannot handle the volume of claims coming through. They will reach out to other states, and people around the country to come in and help. They are called independent adjusters.

They come in and write claims for these local carriers but since they are not local to the area's building codes. They might identify hail damage and the scope of repairs correctly but might be missing a lot of the items that are required in Minnesota due to our harsh winter conditions such as ice and water shields.

From there the adjuster is going to look for signs to see if there is marginal damage or if it is on the border of the damages being able to be covered by insurance. Keep in mind that the adjuster for the insurance company is the insurance company's representative, they're told to mitigate or minimize the loss where they can.

How Do I Pick a Contractor?

The Number one thing that you want to look for when picking a roofing contractor is to make sure they are licensed, insured, and bonded. Ask your contractor if they have a document they can show you that displays the number they're insured for and that they're licensed and bonded.

The second thing you should do is talk to your friends and neighbors that have used a roofing contractor in the past. You can also talk to your insurance agent, or local realtors to see if they have any good recommendations.

Lastly and most importantly, I would check out online reviews. You can find these reviews on different websites such as Google, Facebook, BBB, and most roofing companies' websites.

What can I do to prevent roofing problems this season?

In the fall the number one problem that people have is leaves getting in their gutter systems. An easy way to prevent that is a gutter screen. This is placed right on top of the gutters so that nothing can get into the gutters while the leaves fall off of the trees.

Another issue homeowners will run into as the season changes are issues with snow and ice. Things such as deicing cables are an easy way to prevent snow and ice build-up on your roofing system that could cause serious damage later on.

The last thing to consider, and something we highly recommend, is that after all the leaves have fallen get your gutters cleaned. This prevents build-up on the gutter system that could cause clogging and possible ice dams.

Your Roof Is Approved To Be Relaced, Now What?

The next step after receiving approval for your roof to be replaced is you will receive a summary of loss from your insurance provider. It is a small paragraph detailing the benefits of the loss.

The second thing you're going to get from your insurance company is a scope of loss. This is what you will provide to your contractor when reviewing the project details. This covers what parts of the roof got approved and if there are any additional damages to the gutters, pieces of siding, or a window.

The last thing is that you will receive your first check which is the ACV (Actual Cash Value) check and the term that insurance companies use. You will give this to your contractor as well.

How you can expect to receive this information in two ways. First, it will come via email to make sure to give the adjuster the correct email address. The second way you can receive this information is through your mail.

What Is the Process to Replace a Storm-Damaged Roof?

1
Inspection
FREE INSPECTION
Call us for an expert opinion.
Our certified roofers are trained to spot storm damage and can let you know whether an insurance claim is warranted.
2
CLAIM FILING
CLAIM FILING & PROCESSING
Get the paperwork done.
We’ll help you file your claim, understand your insurance company’s scope of work, and apply for additional coverage if needed.
3
PAYMENT
ADJUSTMENT & PAYMENT
Work with the insurance company.
Your insurance provider will require in-person verification of your claim. We’ll be present at this meeting to make sure it goes smoothly. Once approved, the insurance company will send funds to begin the project.
4
ROOF INSTALLATION
ROOF INSTALLATION
We get to work.
From preparing your home to installing and cleaning up, we’ll replace your storm-damaged roof efficiently and professionally.
5
COMPLETION
INSPECTION & COMPLETION
Finalize the restoration.
After your new roof is installed, we’ll do a walk-through to make sure it’s up to standard. We’ll answer any questions and explain warranty coverage. We’ll also work with your insurer to finalize payment.

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